How Amazon seller payments work

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This guide answers questions about getting paid as an Amazon seller, including how to avoid payment delays.

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As a seller in the Amazon store, you can track sales, payments, and other business financials from your Seller Central account. In this post, we’ll explore how to find details about your Amazon seller payments, also known as “payouts” or “disbursements.” We’ll also cover common reasons for delayed payments, plus ways to get paid faster and improve your cashflow.

Let’s dive in:

  • How does Amazon pay sellers?
  • How to add or update bank account information
  • How to add or replace credit or debit card information
  • How to review sales and payouts in Seller Central
  • 3 ways to get paid faster or more conveniently
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How does Amazon pay sellers?

Amazon pays sellers via Automated Clearing House or electronic funds transfer. When you have a positive balance, Amazon initiates a transfer on a scheduled payout date and sends the funds in a single disbursement to the bank account on file in your Amazon payment settings. In order to get paid and keep business operations running smoothly, Amazon sellers provide bank account and credit or debit card information as part of the seller registration process.

Learn more in our seller registration guide

What’s the Amazon seller payment schedule?

In general, Amazon settles seller accounts every two weeks. We take your beginning balance, add your sales, subtract expenses, and adjust for any refunds, then transfer payment to you after withholding an amount in reserve. The reserved amount becomes the beginning balance for your next settlement period.

It’s important to note that after Amazon initiates a payment, it can take up to five business days for the funds to appear in your bank account.

What can cause payment delays?

A number of circumstances can result in delayed payments. Here are a few common reasons:

  • Issue with bank account information: If your bank account information is missing or invalid, Amazon won’t initiate a payment.
  • Issue with credit or debit card information: Mismatches in card information, expiring cards, and other issues can cause payment delays.
  • Negative or zero balance: If your selling account has a negative or zero balance due to expenses or product refunds, Amazon may not initiate payment.
  • You have an account health issue: If your account has a performance issue or suspicious activity, this could cause payment delays. You can check your performance notifications in Seller Central for details.

To avoid payment delays, keep your account in good standing, and maintain valid bank account and card information in Seller Central.

Learn the lingo
Amazon account level reserve
Your Amazon account level reserve is a portion of your balance that we hold in reserve for a period of time to cover potential circumstances like refunds or chargebacks. It’s a normal part of selling in the Amazon store and helps safeguard the buying and selling experience.

How to add or update bank account information in Seller Central

As the primary account owner, you can add or update bank account information for your selling account in Seller Central.

First make sure your bank account meets all relevant criteria. Then log in to your account, hover over Settings (gear icon), then select Account Info. In the left menu, select Payment Information, then Deposit Methods.

To add your bank account information, follow these steps on the Deposit Methods page:

  1. Select Add new deposit method on the Deposit Methods page.
  2. Select the appropriate store, use the drop-down list to select your Bank Location Country, and enter the information requested in Where You Will Be Paid.
  3. If you select a country with a currency other than the store you’re selling in, go to Currency Conversion Payment Agreement, select Agreement, then check the Currency Conversion Payment Agreement box to accept the terms after reading the agreement. Select Submit.

To update your existing bank account information, select Replace default deposit method on the Deposit Methods page. If you need to edit other bank account information, select Manage Deposit Methods.

You can review your bank account information anytime on the Deposit Methods page.

Add or update your bank account information

Learn more about adding or updating bank info

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How to add or replace credit or debit card information in Seller Central

As the primary account owner for a selling account, you can add or update your credit or debit card information in Seller Central.

First make sure your card meets all relevant criteria. Then log in to your account, hover over Settings (gear icon), and select Account Info. From Payment Information, select Charge Methods.

To add a new card, select Add new charge method. Select the relevant store, then select Add. Enter the requested information exactly as it appears on your credit or debit card statement.

To replace card information, select Replace charge method for the relevant card. Select the relevant store, then select Replace and either select a different card or add a card on the next page. Select Set charge method to complete the replacement.

See the troubleshooting FAQs on the Charge Methods page for assistance if you encounter any issues.

Add or replace your credit or debit card information

Learn more about adding or replacing a card

How to review sales and payouts in Seller Central

You can track sales, payouts, and more information for your business using the Payments Dashboard in Seller Central. Log in to your Amazon selling account, hover over Payments in the main menu, then select Payments. This takes you to the Statement View page of the Payments Dashboard. Here you can find an overview of your account balances, recent payouts, and more. The funds available in an account are the portion of your total balance set aside for transfer to you.

Access your Payments Dashboard

When will I get my next disbursement, and how much will it be?

To check the scheduled date for your next disbursement, scroll to the bottom of the Statement View page of the Payments Dashboard. Here you’ll find the date that Amazon will attempt to initiate your next disbursement, along with the estimated amount.

How can I track my disbursements?

You can track disbursements and review the details for past payouts in Seller Central. From the Statement View of the Payments Dashboard, select the Disbursements tab.

What’s a deferred transaction?

A deferred transaction is a transaction that will be paid out to you at a future date. Most transactions are deferred for some period of time before they are paid out. Payment could be pending due to invoiced orders or delivery reasons. With deliveries, we typically reserve funds for seven days to give customers time to inspect their purchases and get refunds if needed.

Learn more about disbursements

3 ways to get paid faster or more conveniently

1. Amazon Express Payout

Eligible sellers in Amazon’s US store can get paid faster with Amazon Express Payout. Enroll to receive payouts within 24 hours.

2. Seller Wallet

With competitive exchange rates and no hidden costs, Seller Wallet can help sellers manage funds, make transfers to bank accounts around the world, and convert funds to over 20 currencies.

3. Amazon Currency Converter for Sellers

Amazon Currency Converter for Sellers can help you get paid in your local currency for sales you make internationally. Costs decrease as your business grows, with discounted pricing for higher volumes.

Get paid as an Amazon seller

Getting payouts regularly and optimizing your cashflow can often be as simple as keeping your information up to date in Seller Central, or making edits when needed to keep your bank account or card details valid. If it has been longer than five business days, you can track a payment with the trace ID listed on the Disbursements section of your Payments Dashboard. Your bank can use this ID to research where your money might be.

Ready to start selling?

Frequently Asked Questions

Q:
Does Amazon mail your first paycheck?
A:
Amazon sends payouts via Automated Clearing House or electronic funds transfer to the bank account in a seller’s Amazon payment settings.
Q:
How long do Amazon payments stay pending?
A:
Amazon seller payments can remain pending for different periods of time based on the reason for the delay.
Q:
How long does it take to be profitable on Amazon?
A:
The amount of time it takes to be profitable selling in the Amazon store varies depending on factors like what you sell and your business strategy. Learn more in our guide for beginners.

*A Professional selling plan is $39.99 a month plus selling fees. Learn more

Mickey Toogood
Mickey Toogood
Mickey Toogood is a Sr. Content Marketing Manager at Amazon. He’s passionate about connecting sellers with ecommerce opportunities. He also loves books, travel, and music.