For loans issued by Amazon Lending, once an application is submitted, we average five business days to review and provide a loan decision. As part of our application due diligence process, we may require additional documentation or information to approve your loan. Additional processing time may be required to complete this review.
For loans issued by third-party lenders, decision time may vary. As part of Marcus by Goldman Sachs’ application process, they will require time to review the application for creditworthiness (among other factors).